Credit scores Part 2: Getting a Mortgage with a Low Credit Score
Understandably, banks and building societies are careful who they lend money to, and financial histories are always looked into, with no exceptions.
Credit scores Part 1: Improving your credit scores
Would you lend money to someone who you deemed irresponsible and lacking the ability to make repayments? The major lenders, like the banks and building societies, ask the same questions before releasing mortgages. Part of their process is to check your credit score/rating.