Searching for that dream home
Viewing houses for the first time can be very exciting as the possibility of what could be, begins to look like a reality for the first time.
Opening Doors to Greater Mortgage Advice
The Consumer Code for Home Builders protects anyone buying a new build property and also opens the customer up to a wide range of mortgages.
Credit scores Part 2: Getting a Mortgage with a Low Credit Score
Understandably, banks and building societies are careful who they lend money to, and financial histories are always looked into, with no exceptions.
Credit scores Part 1: Improving your credit scores
Would you lend money to someone who you deemed irresponsible and lacking the ability to make repayments? The major lenders, like the banks and building societies, ask the same questions before releasing mortgages. Part of their process is to check your credit score/rating.
Choosing Surveys and Solicitors
When buying a house you already have a lot to pay out, so the thought of paying for something else on top of that can seem rather annoying. Yet having a survey carried out on a property can be invaluable as it can highlight things that would otherwise remain hidden, as well as those things that are visible but perhaps not to the untrained eye.
Buying alone for the first time, have you considered these…
Moving home to be in a better school catchment area? You are not alone! Recent figures suggest that about 25% of house moves are to enable children to attend Good and Outstanding rated Ofsted schools.
How to Get a Mortgage When you’re Single
If you’re buying a home on one salary, either as a one income family or as a single…
Managing Your Own Finances
If you’re considering buying a house on your own, then it’s worth sitting down and going through your finances. Weigh up your outgoings against what your monthly income is; this will give you an idea of how much disposable income you have and what you could potentially afford to pay out on a mortgage.
The Ins and Outs of Overpayments
Moving home to be in a better school catchment area? You are not alone! Recent figures suggest that about 25% of house moves are to enable children to attend Good and Outstanding rated Ofsted schools.
The Art of Decluttering
We all know that feeling when your house becomes so full that you feel like you can’t see the wood for the trees. If this sounds familiar to you, then it’s time to sit up and finally declutter your house, once and for all!